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	<title>The Law Offices of E.C. Sears, Pllc.</title>
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	<link>http://kingmanbankruptcy.com</link>
	<description>This is a debt relief agency and I help people file for relief under the United States Bankruptcy Code</description>
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		<title>Debt Collectors Use Facebook to Stalk and Humiliate Debtors</title>
		<link>http://kingmanbankruptcy.com/bankruptcy-information/creditors-facebook-stalk-humiliate-debtors/</link>
		<comments>http://kingmanbankruptcy.com/bankruptcy-information/creditors-facebook-stalk-humiliate-debtors/#comments</comments>
		<pubDate>Sun, 21 Nov 2010 23:58:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Information]]></category>
		<category><![CDATA[bankruptcy relief]]></category>
		<category><![CDATA[debt collector abuse]]></category>
		<category><![CDATA[debtor harrassment]]></category>
		<category><![CDATA[Fair Debt Collection Practices Act]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[no automatic stay]]></category>
		<category><![CDATA[TILA]]></category>
		<category><![CDATA[Truth in Lending Act]]></category>

		<guid isPermaLink="false">http://kingmanbankruptcy.com/?p=318</guid>
		<description><![CDATA[Debt collectors stalking debtors  through Facebook.com, contacting family, friends or even co-workers listed within the debtor&#8217;s facebook pages&#8230;  Why am I not surprised?  Because bankruptcy attorneys see this type of creditor behavior almost daily with bankruptcy clients. The question is if you put it out there, in the public forum, i.e. facebook, are debt collectors [...]]]></description>
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		<title>“Back Door Ride Through” and Chapter 7 Bankruptcy</title>
		<link>http://kingmanbankruptcy.com/bankruptcy-information/door-ride-chapter-7-bankruptcy/</link>
		<comments>http://kingmanbankruptcy.com/bankruptcy-information/door-ride-chapter-7-bankruptcy/#comments</comments>
		<pubDate>Sun, 23 May 2010 09:24:43 +0000</pubDate>
		<dc:creator>E. Prell</dc:creator>
				<category><![CDATA[Bankruptcy Information]]></category>
		<category><![CDATA[arizona bankruptcy exemptions]]></category>
		<category><![CDATA[backdoor drive through]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[drive and pay]]></category>
		<category><![CDATA[drive through]]></category>
		<category><![CDATA[keep car chapter 7]]></category>
		<category><![CDATA[reaffirmation agreements bankruptcy]]></category>
		<category><![CDATA[reaffirmation denied]]></category>
		<category><![CDATA[ride and pay]]></category>

		<guid isPermaLink="false">http://kingmanbankruptcy.com/?p=215</guid>
		<description><![CDATA[When it comes to a chapter 7 bankruptcy one really needs to make informed decisions, and some decisions just require an attorney’s expertise and guidance.  Just because something may be acceptable as a standard practice that doesn’t mean it will be seen that way by the all knowing eyes of the judicial system. For example, [...]]]></description>
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		<title>After Bankruptcy Credit Score Thoughts&#8230;</title>
		<link>http://kingmanbankruptcy.com/bankruptcy-information/bankruptcy-credit-score-thoughts/</link>
		<comments>http://kingmanbankruptcy.com/bankruptcy-information/bankruptcy-credit-score-thoughts/#comments</comments>
		<pubDate>Sun, 23 May 2010 22:08:54 +0000</pubDate>
		<dc:creator>Elana Sears</dc:creator>
				<category><![CDATA[Bankruptcy Information]]></category>
		<category><![CDATA[bankruptcy basics]]></category>
		<category><![CDATA[credit bureau]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[discharge bankruptcy]]></category>

		<guid isPermaLink="false">http://www.kingmanattorney.com/?p=266</guid>
		<description><![CDATA[Most often, prior to bankruptcy, many people don’t give too much thought to their credit score, particularly as they are falling into the pit of the real estate and credit card crunch. Once the bankruptcy has been discharged, however, folks really need to give some thought and develop a plan on how to rebuild their [...]]]></description>
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		<title>What an Automatic Stay Doesn&#039;t Do</title>
		<link>http://kingmanbankruptcy.com/bankruptcy-information/automatic-stay-2/</link>
		<comments>http://kingmanbankruptcy.com/bankruptcy-information/automatic-stay-2/#comments</comments>
		<pubDate>Sun, 06 Jun 2010 01:12:40 +0000</pubDate>
		<dc:creator>E. Prell</dc:creator>
				<category><![CDATA[Bankruptcy Information]]></category>
		<category><![CDATA[arizona]]></category>
		<category><![CDATA[automatic stay]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[kingman arizona]]></category>
		<category><![CDATA[no automatic stay]]></category>

		<guid isPermaLink="false">http://www.kingmanattorney.com/?p=278</guid>
		<description><![CDATA[Automatic Stay U.S. Bankruptcy &#8211; Arizona Irrespective of the petitioner’s choice of chapter of the bankruptcy code, when an individual files for bankruptcy, he or she triggers an automatic stay that immediately puts a stop on the actions by creditors against himself / herself (debtor) and his / her (debtor’s) property (see 11 U.S.C. § [...]]]></description>
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		<title>Debt Collectors Use Facebook Video</title>
		<link>http://kingmanbankruptcy.com/bankruptcy-videos/debt-collectors-facebook-video/</link>
		<comments>http://kingmanbankruptcy.com/bankruptcy-videos/debt-collectors-facebook-video/#comments</comments>
		<pubDate>Mon, 22 Nov 2010 00:07:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Videos]]></category>
		<category><![CDATA[arizona chapter 7]]></category>
		<category><![CDATA[bankruptcy video]]></category>
		<category><![CDATA[debtor harrassment]]></category>
		<category><![CDATA[Facebook]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[Fair Debt Collection Practices Act]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[keep car chapter 7]]></category>
		<category><![CDATA[ride and pay]]></category>
		<category><![CDATA[TILA]]></category>
		<category><![CDATA[Truth in Lending Act]]></category>

		<guid isPermaLink="false">http://kingmanbankruptcy.com/?p=324</guid>
		<description><![CDATA[Not really that surprised..]]></description>
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		<title>Bankruptcy Basics</title>
		<link>http://kingmanbankruptcy.com/bankruptcy-videos/bankruptcy-basics-2/</link>
		<comments>http://kingmanbankruptcy.com/bankruptcy-videos/bankruptcy-basics-2/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 07:08:16 +0000</pubDate>
		<dc:creator>Elana Sears</dc:creator>
				<category><![CDATA[Bankruptcy Videos]]></category>
		<category><![CDATA[arizona chapter 7]]></category>
		<category><![CDATA[bankruptcy basics]]></category>
		<category><![CDATA[bankruptcy preparation]]></category>
		<category><![CDATA[bankruptcy relief]]></category>
		<category><![CDATA[bankruptcy video]]></category>
		<category><![CDATA[exemptions chapter 7]]></category>
		<category><![CDATA[list arizona bankrupcy exemptions]]></category>

		<guid isPermaLink="false">http://www.kingmanbankruptcy.com/?p=52</guid>
		<description><![CDATA[This video covers the basics of bankruptcy, the process, and the relief it provides.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Types of Bankruptcy</title>
		<link>http://kingmanbankruptcy.com/bankruptcy-videos/types-of-bankruptcy/</link>
		<comments>http://kingmanbankruptcy.com/bankruptcy-videos/types-of-bankruptcy/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 07:13:50 +0000</pubDate>
		<dc:creator>Elana Sears</dc:creator>
				<category><![CDATA[Bankruptcy Videos]]></category>
		<category><![CDATA[arizona bankruptcy exemptions]]></category>
		<category><![CDATA[bankruptcy relief]]></category>
		<category><![CDATA[bankruptcy video]]></category>
		<category><![CDATA[chapter 13]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[types of bankruptcy]]></category>

		<guid isPermaLink="false">http://www.kingmanbankruptcy.com/?p=57</guid>
		<description><![CDATA[This video discusses the various types of bankruptcies.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Limits of Bankruptcy</title>
		<link>http://kingmanbankruptcy.com/bankruptcy-videos/limits-of-bankruptcy/</link>
		<comments>http://kingmanbankruptcy.com/bankruptcy-videos/limits-of-bankruptcy/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 07:23:23 +0000</pubDate>
		<dc:creator>Elana Sears</dc:creator>
				<category><![CDATA[Bankruptcy Videos]]></category>
		<category><![CDATA[arizona bankruptcy exemptions]]></category>
		<category><![CDATA[arizona chapter 7]]></category>
		<category><![CDATA[bankruptcy limitations]]></category>
		<category><![CDATA[bankruptcy relief]]></category>
		<category><![CDATA[chapter 13]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.kingmanbankruptcy.com/?p=60</guid>
		<description><![CDATA[Video discussing bankruptcy limitations.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Reaffirmation Agreements</title>
		<link>http://kingmanbankruptcy.com/bankruptcy-videos/reaffirmation-agreements/</link>
		<comments>http://kingmanbankruptcy.com/bankruptcy-videos/reaffirmation-agreements/#comments</comments>
		<pubDate>Tue, 11 May 2010 07:45:55 +0000</pubDate>
		<dc:creator>Elana Sears</dc:creator>
				<category><![CDATA[Bankruptcy Videos]]></category>
		<category><![CDATA[arizona bankruptcy exemptions]]></category>
		<category><![CDATA[arizona chapter 7]]></category>
		<category><![CDATA[Bankruptcy Court Counseling]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[reaffirmation agreements bankruptcy]]></category>

		<guid isPermaLink="false">http://www.kingmanbankruptcy.com/?p=160</guid>
		<description><![CDATA[Video from the Honorable Eileen W. Hollowell, District of Arizona.  She discusses reaffirmation agreements]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Keeping Credit Cards Chapter 7</title>
		<link>http://kingmanbankruptcy.com/bankruptcy-information/keeping-credit-cards-chapter-7/</link>
		<comments>http://kingmanbankruptcy.com/bankruptcy-information/keeping-credit-cards-chapter-7/#comments</comments>
		<pubDate>Tue, 11 May 2010 09:05:27 +0000</pubDate>
		<dc:creator>Elana Sears</dc:creator>
				<category><![CDATA[Bankruptcy Information]]></category>
		<category><![CDATA[arizona]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy relief]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[keep credit card]]></category>

		<guid isPermaLink="false">http://www.kingmanbankruptcy.com/?p=165</guid>
		<description><![CDATA[Often, chapter 7 bankruptcy clients have a strange preconception that they can keep certain credit cards, or credit cards with no ($0) balance.  For example, a few days a go a potential client came into the office to obtain an intake packet.  She mentioned to my paralegal that she planned on keeping a $300.00 credit [...]]]></description>
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